£2m refinance to secure purchase
We helped a healthcare business secure a property in Bristol by refinancing their London HQ office, raising £2m over a 15 year term with an overall cost saving.
Saving of 0.7% over base
About Mortgages.Direct
Independent UK mortgage brokers, based in Clifton, Bristol.
We're a specialist commercial and residential mortgage brokerage arranging finance for SMEs, landlords, developers and pension trustees — from £50,000 to £25m+.
£500m+
Arranged across UK property finance
4.9 / 5
Rated on REVIEWS.io (74 reviews)
60+
Active commercial lenders on panel
Since 2016
Independent, FCA-authorised advice
Who we are
A whole-of-market brokerage, not tied to any lender.
Mortgages.Direct is a trading style of Fair Investment Company Ltd, an independent mortgage and protection brokerage based in Clifton, Bristol. We arrange residential, buy-to-let and commercial mortgages from a wide panel of UK lenders.
Our specialist commercial team works with SMEs, professional landlords, developers and pension trustees to source funding from £50,000 to £25m+.
For full company information, visit mortgages.direct/about-us.
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Clifton, Bristol
Serving clients across the UK
Client stories
Rated 4.9 / 5 by UK commercial borrowers.
Read all 74 reviews★★★★★
"Secured terms for our warehouse purchase in under a week. Two other brokers had said no — Mortgages.Direct found a lender who said yes."
★★★★★
"Refinanced a £2.1m mixed-use portfolio and reduced our monthly cost by £1,800. Smooth, professional, no surprises."
★★★★★
"Clear advice, kept us updated weekly, and chased the valuer when things stalled. Couldn't ask for more."
Recent deals
A snapshot of what we've placed.
Anonymised case studies from the last 12 months. Every case is different — the figures below are indicative of the deals our commercial team typically arranges.
£8M mixed-use portfolio refinance & expansion
For a Midlands-based property investment company, we refinanced and expanded their £8M mixed portfolio. We raised £4M — £3M to clear high-rate debt and £1M for a new acquisition — at a 1% margin over base, cutting annual interest costs by 2%.
1% margin over base
£780k development exit bridge
Six-unit residential scheme on the Somerset border. Bridged the developer out of expensive senior debt, then refinanced onto a 5-year BTL portfolio loan.
Saved 1.4% pcm
Speak to a specialist mortgage adviser.
No upfront fees. Indicative terms within 48 hours. Whether you're buying, refinancing or bridging, we'll tell you straight whether we can help.